New York: Nationwide’s Long-Term Care Rider II will be available beginning March 10, 2025, on the Nationwide No-Lapse Guarantee UL II, Nationwide YourLife® Indexed UL Accumulator, and Nationwide YourLife® Indexed UL Protector. In New York, the rider is referred to as the “Acceleration of Life Insurance Death Benefit for Qualified Long-Term Care Services Rider II.”

California: Nationwide’s Long-Term Care Rider on survivorship will be available beginning March 10, 2025, on the Nationwide® Survivorship Indexed Universal Life 2020.

On Feb. 22, 2025, Thrivent made changes to its eApp process. These efforts are designed to mitigate inaccurate signature activity and to ensure the new account client(s), as the intended recipients, are the individuals providing the eSignature.

Mutual of Omaha has announced updates related to requesting a rate increase on the LTC13 “pre-rate refresh” policies, a subset of in-force LTC13 policies issued prior to the rate refresh performed on this product that began to take effect in 2020. This rate increase is being requested to ensure the premiums policyholders are paying reflect the current and projected claims experience, continues to meet the needs of policyholders, and ensure the product remains financially sustainable.

NGL’s underwriting requirement for long-term care exams for couples ages 60-65 has changed. On joint applications when the partner is age 60-65, a long-term care exam will be ordered to ensure consistency in underwriting requirements between partners. The revision will take effect for applications submitted on or after Feb. 15, 2025, and an updated underwriting guide will be available on the Agent Resource Center starting Feb. 14.

GTL has announced the new minimum issue age for short-term home health care states is now 55. Updated rate sheets and underwriting guides are now available on GTLink. Log in to download or order new supplies!

John Hancock is introducing LifeCare, a hybrid indexed UL life insurance solution with long-term care benefits. This product offers your clients a unique way to reposition assets today for a more secure tomorrow. LifeCare’s modern design, intuitive digital application, streamlined underwriting process, and integration with the John Hancock Vitality Program make it a compelling life insurance choice for today’s customers.

Beginning Jan. 17, 2025, NGL’s e-Policy Delivery will receive several improvements meant to enhance the delivery experience for you and your clients. Among the changes are an improved mobile experience, new options for entering client contact information, an improved client signature process, and more. An updated e-Policy guide will be available on the Agent Resource Center soon.

CareMatters Together, Nationwide’s linked-benefit long-term care (LTC) solution for couples or two individuals with an insurable interest in each other, launches in California on Jan. 13, 2025. Designed for couples ages 30 to 70, it offers policyholders the flexibility to use their pool of LTC benefits entirely by one person or shared between the two insureds in any combination.

EquiTrust is kicking off the new year with an opportunity for writing agents to earn an extra 1% commission on sales of any fixed index annuity (FIA) — including Bridge® — AND single-premium life insurance! Special offer applies to applications received January 1, 2025, through March 31, 2025, for these products: MarketPower Bonus Index®, MarketTen Bonus Index®, MarketValue Index®, MarketSeven Index®, MarketFive Index™, MarketForce Bonus Index®, MarketMax Index™, Bridge®, and WealthMax Bonus Life®.

EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

Effective Dec. 30, 2024, Global Atlantic will begin transitioning to only accepting electronic applications for its suite of Fixed Index Annuity (FIA) products: ForeAccumulation II, ForeIncome II, and Income 150+ SE (inclusive of FIA advisory products). During the transition, paper applications can be ordered through Jan. 31, 2025, and accepted until Mar. 31, 2025.