In case you missed it, the Home Health Care Enhanced product with ManhattanLife is now available in Colorado, Ohio, South Dakota, and Wyoming — with more state approvals coming soon!

GTL’s Agent Portal login process now includes Multi-Factor Authentication to enhance security and verify your identity. Your existing username and password have not changed.

To help keep your account secure, you may choose to enroll in Multi-Factor Authentication which offers two verification options: receive a one-time code via text message every time you log in, or biometric authentication with face/touch ID.

Securian Financial is introducing a wet signature option for eApps. You can now complete applications through iPipeline® and, when needed, select the wet signature option, which allows you to print the application package for clients to review and sign by hand. It’s another way to meet clients where they are while maintaining the efficiency of the eApp process.

The Long-Term Care Agreement (LTCA) is now available in California on indexed universal life (IUL) policies and in Oregon on all individual universal life policies.

The LTCA allows clients to leverage their life insurance policy to receive the benefits they need – long-term care protection, a death benefit, or both.

For long term care insurance (LTCI), the policy will be issued based on the owner’s resident state. Policy delivery is required in the same state. Consequently, the soliciting agent must be licensed and appointed in both the state in which solicitation occurs and the resident/delivery state of the owner.

Your compliance with applicable laws and guidelines helps process cases more efficiently and may help protect you from possible state action for conducting business without a proper license or appointment.

Mutual of Omaha is sharing an important milestone in its Long-Term Care (LTC) migration. Effective July 13, 2026, LTC06UI, LTC04I7, LTC04G, and LTC04I policies will transition to Mutual of Omaha, completing the migration from Illumifin.

Effective immediately, Utah has discontinued its Long-Term Care (LTC) producer training requirement. As a result, LTC training is no longer required for applications signed in Utah, and Utah LTC training will no longer qualify for reciprocity with other states.

Beginning July 10, HonestLTC will be available in Colorado, Illinois, Massachusetts, Rhode Island and Virginia, which brings total state coverage up to 39! By adding these states into the mix, you can reach more clients in need of superior long-term care insurance solutions.

Please submit any remaining applications in ClientConnect before the evening of July 9. Any application in ClientConnect that has not been fully submitted by will be removed from the system and no longer accessible on July 10. EssentialLTC applications may be written on paper or fillable PDFs and must be received in the home office by July 24.

On June 22, 2026, Lincoln is excited to introduce LTC Pre-Check, a digital tool to help determine if clients may qualify for Lincoln MoneyGuard® Long-Term Care (LTC) life insurance solutions. Designed as an optional pre-submission tool, it allows users to assess potential eligibility based on medical conditions and health history before submitting an underwriting quick quote request or formal application.

As communicated in February 2025, Mutual of Omaha began filing for rate increases on the LTC13 pre-rate refresh policies. While many states have reviewed and approved rate increases for these policies, there are a number of states that did not approve the increases as initially requested. Due to this, Mutual of Omaha will be submitting additional rate increase requests in those jurisdictions.

As a reminder, LTC13 pre-rate refresh policies refer to the subset of in-force LTC13 policies issued prior to the rate refresh that began in 2020.