When to Purchase an MCA in the Institutionalized Spouse’s Name

When dealing with a married couple in crisis Medicaid planning, it is easy to assume using a Medicaid Compliant Annuity in the name of the community spouse is the best option. However, you may be missing out on key opportunities to save your clients even more money.

In this presentation, Dale M. Krause, J.D., LL.M., will explore an alternative annuity strategy for married couples. He will:

• Explain the pros and cons of these different strategies
• Describe how to take advantage of more favorable beneficiary designation rules
• Illustrate the financial implications in a comparative case study