Carrier Announcements
SecureCare IV Coming Soon
January 12, 2026
Securian will soon be launching SecureCare™ IV, its newest long-term care and nonparticipating whole life insurance policy. It will feature industry-leading early claim support and new flexibility to strengthen every client conversation. The new product will launch Jan. 26, 2026, in all states except CA, CT, DE, IN, MT, ND, NJ, NY, SC, and SD.
Updated Long-Term Care Tax Guides for 2026
January 7, 2026
As we head into 2026, Mutual of Omaha has made updates to its long-term care tax guides, ensuring you’re well-equipped with the latest tax information. These updates include comprehensive revisions to the LTC Agent Guide as well as the Tax Advantages for Business Owners and Tax Advantages for Individuals flyers.
CareScout Care Assurance Now Available in Pennsylvania
January 6, 2026
Effective Jan. 6, 2026, CareScout Care Assurance is now available in Pennsylvania. This long-term care insurance solution helps make difficult planning decisions easier.
New York Replacement Business Discontinuation
December 19, 2025
Effective Jan. 24, 2026, Securian Financial will no longer accept life or annuity replacement business in New York. This applies to both external and internal life and annuity replacements. This decision reflects consistently low volumes and the operational complexity associated with this type of business.
2026 LTCI Tax Deductibility Guide Now Available
December 18, 2025
Thrivent has updated its tax deductibility guide to reflect the age-banded amounts for 2026. This latest version of the tax guide also now includes information on how HSAs might be used to pay for LTCI premiums.
LTCI In-Force Rate Adjustments Effective March 1, 2026
December 16, 2025
Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies in Missouri and Connecticut. The changes will go into effect on March 1, 2026.
Transition to eApplications for ForeCare and ForeCertain
December 15, 2025
Effective Dec. 29, 2025, Global Atlantic will begin transitioning to only accepting electronic applications for all annuities, now including ForeCare and ForeCertain products. They are committed to supporting agents through this transition and will accept paper applications through March 27, 2026.
CareScout Care Assurance Now Partnership Eligible
December 15, 2025
CareScout Care Assurance is now long-term care Partnership eligible in certain states. Approvals and requirements will vary by state.
Get Detailed Insights on Declined and Rated LTC Applications
December 2, 2025
The Authorization to Release Underwriting information to Insurance Agent/Agency form (31368), is now available in the eApp. This form, when signed by the client, allows you to obtain additional details from the underwriter about their decision in instances where a traditional, standalone LTC application is declined or rated.
Upcoming LTC Rate Adjustments
December 2, 2025
Mutual of Omaha has announced upcoming Long-Term Care rate adjustments for clients in certain states. The changes will go into effect on Feb. 1, 2026, for Illinois, Kansas, Maryland, Ohio, and Oklahoma, and on March 1, 2026, for Massachusetts.