Effective Aug. 11, 2025, Lincoln MoneyGuard Fixed Advantage (2025) will be made available in Indiana and Montana. This product is universal life insurance, which provides a death benefit and long-term care (LTC) coverage through a rider. Following a transition period, MoneyGuard Fixed Advantage (2025) will replace the currently sold MoneyGuard Fixed Advantage®– 01/22/24 in these states.

Lincoln Financial has recently updated its New Business forms for its life insurance products, including MoneyGuard®. Please reach out to your dedicated Underwriting & New Business Team if you have any questions.

If a traditional standalone LTC application is declined or rated and the client has signed the form 31368, the underwriter can provide you with additional details about the reason for that decision. The form is only applicable if an application is declined or rated.

Effective immediately, Nationwide has expanded citizenship and residency criteria for its suite of CareMatters® long-term care (LTC) solutions. Eligibility now includes the 3 following visa classifications: EB-5, H-1B, and H-4. Applicants under these visa types must also have a minimum U.S. residency of 3 years and an established history of medical care in the U.S., sufficient to support the simplified underwriting for CareMatters.

Nationwide’s new comprehensive guide puts key new business and underwriting details into a single, holistic document for its suite of CareMatters LTC solutions (CareMatters II, CareMatters Together and YourLife CareMatters – NY). The guide provides product specifications, submission guidelines, rate classes, and more.

The Premium Deposit Account Agreement (PDA) is now available to add to the SecureCare™ product line. Your SecureCare clients can now simplify their premium payments with this new optional agreement. By adding the PDA to their existing SecureCare policy, clients can fund their multi-pay policy with a single lump-sum payment into the account, which will then automatically pay their remaining annual premiums.

Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies in New Hampshire and Washington, D.C. The changes will go into effect on Oct. 1, 2025.

A review of Nationwide’s Business Practices and Compliance Guide and Anti-Money Laundering Policy was recently completed, resulting in modifications to the materials. All financial professionals are required to comply with the Guide, state and federal laws, rules and regulations, and any other applicable Nationwide policies and procedures.

Stay informed with the newly updated MutualCare® Solutions Product and Underwriting Guides! They are now available for download on Mutual of Omaha’s website.

Thrivent’s Paying for Extended Care brochures have been rebranded and replace all previous versions. These materials can be downloaded from the links below and have been updated in iPipeline’s FormsPipe tool. If you host copies of these materials on your own site, please update your files with the latest versions and delete previous copies.

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