NGL has filed an innovative new LTC product packed with enhanced features and benefits designed to better serve your clients. Pending regulatory approval, this will elevate the way NGL protects your clients’ futures. Exchange eligibility starts with applications dated May 1, 2025, or later in certain states.

New additions include monthly benefits of $1,500 to $12,000 ($300 increments); calendar day elimination period; compound inflation riders of 1, 2 , 3, 4, and 5%; alternate plan of care; premium based on current age rather than age-nearest-birthdate; 5% partner discount for applicants that are part of a couple, but applying individually; and 10-year rate guarantee for lifetime pay.

Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies in the District of Columbia, Mississippi, and North Dakota. The changes will go into effect on July 1, 2025.

Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies in New York. The changes will go into effect on Aug. 1, 2025.

The Spring Sprint Unlimited Cash Bonus puts extra cash in your pocket with every LifeSecure Accident, Critical Illness and Hospital Indemnity policy you sell between April 1, 2025, and June 30, 2025 – with no cap on your bonus.

Effective April 7, 2025, new rates for SecureCare™ Universal Life (UL) are now available in California. A major upgrade to SecureCare UL’s underwriting process has also been implemented: clients can now complete the underwriting questionnaire (part 2 of the application) online. This can reduce underwriting times by an average of one week!

Beginning April 4, 2025, Securian is introducing its newly created electronic payment authorization form! This comprehensive yet easy to understand form is designed to cover all payment scenarios from new business to transactions in force. The new forms F107568 and FSL107568 (NY) will be available in the following areas: Securian Financial professional site and FormsPipe.

NGL has announced that effective April 12, 2025, the ClientConnect e-App platform will be updated based on feedback. The most important enhancement: You will be able to prefill applications up until the Passcode Verification and Client Signatures. Once you prefill and save the application, it remains in the system for 30 days, and you can resave the application or make changes to restart the 30 days.

Effective April 14, 2025, and pending state approval, Lincoln Financial Group will launch Lincoln MoneyGuard Fixed Advantage® (2025), universal life insurance which provides a death benefit and long-term care coverage through a rider. The launch of MoneyGuard Fixed Advantage (2025) introduces the flexibility for a point of Claim Choice option for receiving LTC benefits through Reimbursement or Indemnity and incorporates a split premium design to separate Life and LTC premiums to allow for potential tax deductibility.

John Hancock’s LifeCare, a hybrid indexed UL with long-term care benefits, is now approved in Florida, North Dakota, and South Dakota. With features that allow clients to protect their loved ones, invest in their wellbeing, address long-term care needs, and provide a potential hedge against inflation, LifeCare is designed to offer more when it’s needed the most.

NGL has partnered with eNoah, a medical record retrieval service that electronically obtains attending physician statement (APS) records. This partnership will shorten turnaround times and help ensure business is issued and commissions are paid as quickly as possible.