Effective Jan. 24, 2026, Securian Financial will no longer accept life or annuity replacement business in New York. This applies to both external and internal life and annuity replacements. This decision reflects consistently low volumes and the operational complexity associated with this type of business.

Thrivent has updated its tax deductibility guide to reflect the age-banded amounts for 2026. This latest version of the tax guide also now includes information on how HSAs might be used to pay for LTCI premiums.

Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies in Missouri and Connecticut. The changes will go into effect on March 1, 2026.

Effective Dec. 29, 2025, Global Atlantic will begin transitioning to only accepting electronic applications for all annuities, now including ForeCare and ForeCertain products. They are committed to supporting agents through this transition and will accept paper applications through March 27, 2026.

CareScout Care Assurance is now long-term care Partnership eligible in certain states. Approvals and requirements will vary by state.

The Authorization to Release Underwriting information to Insurance Agent/Agency form (31368), is now available in the eApp. This form, when signed by the client, allows you to obtain additional details from the underwriter about their decision in instances where a traditional, standalone LTC application is declined or rated.

Mutual of Omaha has announced upcoming Long-Term Care rate adjustments for clients in certain states. The changes will go into effect on Feb. 1, 2026, for Illinois, Kansas, Maryland, Ohio, and Oklahoma, and on March 1, 2026, for Massachusetts.

Starting in 2026, clients will be able to take money out of their qualified retirement plans before age 59½ to help pay for LTC insurance premiums without the 10% early-withdrawal penalty. With this new provision, up to $2,500 of an early withdrawal could be applied to the LTC portion of a SecureCare premium.

Mutual of Omaha has announced in-force rate adjustments for certain LTCI policies. The changes will go into effect on Feb. 1, 2026, for Illinois, Kansas, Maryland, Ohio, and Oklahoma, and on March 1, 2026, for Massachusetts.

The yearly 1099s are available online through Sales Professional Access (SPA), along with the last seven years of 1099 records. The platform allows you to view historical data and the current year’s forms, and gets you access sooner as each year is provided.